Microfinance organizations, credit unions

Ads for non-banking financial organizations, microfinance organizations, consumer credit cooperatives that provide loans, and investments in microfinancing organizations can be placed in Yandex.Direct.

Ads in this category are subject to restrictions when published as smart banners.

Your text ads will automatically include a notice with the name of the company and the type of business. The exact text of the notice will depend on what information is included in your documents. For image ads, you need to add this notice yourself. More information about notices.

Your ads must meet the legal requirements of the countries where you want to serve them.

Your ads and landing page must meet all requirements of the law “On advertising”, for example:

  • Ads for investment in non-banking organizations must not mention deposits, as such services can only be provided by banks.

  • Image ads for credit unions, microfinance organizations, and their services must contain the name and business structure of the legal entity. The information must be clearly visible to the user without the need of any special tools or requiring any additional actions. Text font must be readable at the minimum resolution. The information must remain visible long enough on screen for the entire text to be read at an average reading speed (150 characters a minute).

According to the law “On advertising” and Yandex placement policy, certain documents must be provided.

When to submit documents

You can send documents at any time after your ads have been sent for moderation. If ads are rejected due to an absence of required documents, then they will be re-evaluated after documents are submitted. If your ads pass moderation, they will be accepted for display. If additional information is required, we will contact you.

Required documents

One of the following documents is required for ad placement:

  • A copy of the certificate of the entry of the legal entity into the register of microfinance organizations.

  • A certificate of membership in a self-regulating organization of consumer credit unions.

If you are advertising several financial organizations, you must also provide a letter of guarantee of the availability of all necessary documents. The letter should be drawn up in strict compliance with Yandex's rules.

If you are advertising products and services of several categories (for example, banking services and credit unions), you must provide documents for each of them. In doing so, you need not provide more than one copy of a specific document.

How do I submit documents?

Send copies of prepared documents via the feedback form below (include your ad campaign or order number).

The original of the letter of guarantee can be sent to:

  • Yandex Europe AG, Werftestrasse 4, P/O box 3639, 6002 Lucerne 2 Universitaet, Switzerland (for those who filled out a letter of guarantee for Yandex Europe AG)

  • 38R Merrimac Street, Suite 201, Newburyport, MA 01950, USA (for those who filled out a letter of guarantee for Yandex Inc)

If you still have questions about moderation or your results, write to us.

Other requirements for websites and ads.