API reference

Retrieve all banking products

Retrieves available banking products from partner banks based on the customer's phone number. This is a preferred unified channel for interacting with data sources. It can be used for approving both loans and credit cards.

Request format

POST /api/banking/loan_approval

Parameter	Description	Type	Required	Comment
`phone_number`	Phone number.	`string`	Yes
`amount`	Credit limit.	`number`	No
`product_type`	Credit product name.	`string`	Yes	Reference value: `loan`: Cash loan. `"credit_card"`: Credit card.
`search_id`	Request `ID`.	`string`	Yes	Parameter for repeat requests: `UUID`.
`props`	Additional service parameters.	`array`	No	An array of strings that can contain any service information specified outside this page.

For asynchronous data processing:

Multiple polling via GET is expected. Runs until the status in the response changes to done.

GET /api/banking/loan_approval?search_id={{search_id}}

Parameter	Description	Type	Required	Comment
`search_id`	Request `ID`.	`string`	Yes	Parameter for repeat requests: `UUID`.

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